Meet the Owner

I’m Culzean — wife, mom, and insurance agent. I created ReadyNest Life & Legacy to offer a thoughtful, education-first approach to protecting families.

I help working families protect their paychecks, primarily with term life and long-term disability insurance, so their families remain financially secure if that income is no longer there.

Guidance is also available for permanent (whole) life insurance, and Medicare supplement (Medigap), when appropriate.

Based in Spokane and serving families across Washington State.