Meet the Owner

A young woman with long, wavy red hair smiling outdoors in front of a house with a large window and white siding.

I’m Culzean — wife, mom, and insurance agent. I created ReadyNest Life & Legacy to offer a thoughtful, education-first approach to protecting families, without the overwhelm.

I help working families protect their paychecks, primarily with term life and long-term disability insurance, so their families remain financially secure if that income is no longer there.

Based in Spokane and serving families across Washington State.